Insurance for individuals and practices
023 8051 3286
Practice Cover offer a flexible approach to locum insurance, meaning all policies can be specifically tailored to your needs and offer great value to you or your practice. Your premium will be based on:
- The level of cover needed by you or your practice.
- The number of people who need insurance. If there are more than two then you are eligible for a group discount.
- Whether you opt to have continuity of cover.
- The weekly sum insured. You can choose between £200 to £3000* per week.
- The length of your deferment period. This can be from 2 to 26 weeks.
- The length of your chosen benefit period. This is usually 52 weeks, but you may opt for a shorter period if required.
*Benefits in excess of £3,000 per week can be considered on request.
Employee absence due to illness or otherwise can have a real impact on GP practices. As locums can cost up to £350 a session**, it can be extremely costly to find temporary replacement for an employee, which can therefore have a negative impact on your practice’s finances. While it’s difficult to avoid the risk of employee absence, or influence the cost of a locum, you can mitigate against the risk by having appropriate insurance in place.
Many GP practices are now using locum insurance as a key part of their risk management planning, an important factor to ensure the minimum possible damage to the practice.
**GPonline/Medeconomics locum rates 2011/12
|Fax:||0844 854 1666|
|UK Company Number:||7063423 and FCA number: 513798|
RatingVerified ReviewReview by John, GP in Guernsey, on 27th October 2016
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RatingReview by Stephen, PM. Added 27th June 2014