Insurance for individuals and practices
023 8051 3286
Practice Cover offer a flexible approach to locum insurance, meaning all policies can be specifically tailored to your needs and offer great value to you or your practice. Your premium will be based on:
- The level of cover needed by you or your practice.
- The number of people who need insurance. If there are more than two then you are eligible for a group discount.
- Whether you opt to have continuity of cover.
- The weekly sum insured. You can choose between £200 to £3000* per week.
- The length of your deferment period. This can be from 2 to 26 weeks.
- The length of your chosen benefit period. This is usually 52 weeks, but you may opt for a shorter period if required.
*Benefits in excess of £3,000 per week can be considered on request.
Employee absence due to illness or otherwise can have a real impact on GP practices. As locums can cost up to £350 a session**, it can be extremely costly to find temporary replacement for an employee, which can therefore have a negative impact on your practice’s finances. While it’s difficult to avoid the risk of employee absence, or influence the cost of a locum, you can mitigate against the risk by having appropriate insurance in place.
Many GP practices are now using locum insurance as a key part of their risk management planning, an important factor to ensure the minimum possible damage to the practice.
**GPonline/Medeconomics locum rates 2011/12
|Fax:||0844 854 1666|
|UK Company Number:||7063423 and FCA number: 513798|
RatingVerified ReviewReview by Rhys, GP practice in Gwynedd, Wales
RatingVerified ReviewReview by Colin, GP in Hertfordshire on the 10th October 2016
RatingVerified ReviewReview by Fiona, GP in Newcastle on 26th July 2016
RatingVerified ReviewReview by Judy, PM in Wiltshire on 25th July 2016
RatingVerified ReviewReview by Pauline, PM in Hampshire on 27th April 2016
RatingVerified ReviewReview by GP in the north of England on 29th February 2016
RatingVerified ReviewReview by Majd, GP in Newport on 30th November 2015
RatingVerified ReviewReview by Susanta, GP Practice in Cardiff on 9th November 2015
RatingVerified ReviewReview by Kev, GP Practice in Merseyside on 29th October 2015
RatingVerified ReviewReview by Ikram, GP in West Yorkshire on 5th December 2014
RatingReview by Carol, Deputy PM in West Yorkshire on 7th July 2014
RatingReview by Dr Cheryl GP in Yorkshire on 30th June 2014
RatingReview by Ian, PM in Cornwall. 20th June 2014
RatingReview by Damian, Doctor in Cardiff. 20th June 2014
RatingReview by Tilly, PM. 30th June 2014
RatingReview by Stephen, PM. Added 27th June 2014