Why choose Approachable Locum Insurance?

We are specialists in providing advice for Medical Professionals and Medical Practices and our key areas of specialism are: Group Locum Insurance for Medical Practices, Medical Practice General Insurance and the NHS Pension.

We offer a ‘fair analysis of the market’ on GP Locum Insurance.

Locum Insurance

We offer comprehensive cover including unique features such as a full 52 week payout and a 12 months pre-existing condition clause

Our policies typically include multiple deferred periods and cover the costs of employing a Locum due to sickness, accidents or events such as Jury service.

We specialise in Group Locum Policies, offering coverage for a whole practice to ensure the 'medical business' is covered in the event of any staff absence.

Medical Practice Insurance

Policies can be tailored to suit practice requirements and typically include employer’s liability, loss and damage of buildings and contents, business interruption and legal protection.

The cost of all the medical and electrical equipment in operation throughout the practice should be included. Failure to properly calculate contents can leave practices under insured.

Your building insurance cover should equate to the complete cost of rebuilding. Detailed help is provided to assess the amount of building cover required and all policies are index linked.

Pension Advice for Medical Professionals

We believe that specialist knowledge of the NHS pension is essential in order to financially plan for any medical professional. As one of the UK's leading experts, we work with local Primary Care Trusts in delivering seminars to NHS professionals about retirement planning and the benefits they are entitled to during their career and at the point of retirement.

Our expertise and experience means we are able to document any relevant changes in the NHS pension and compare equally both internal and external options to boost pension on retirement.